Questions about the UK late-payment calculator and Recovery Pack

No. LatePay Kit provides informational calculations and general guidance. It does not determine your legal rights, resolve disputes or provide legal advice.

No. The basic eligibility check and late-payment calculation are available without creating an account.

For a potentially eligible UK commercial debt, the calculator estimates statutory interest and fixed recovery compensation using the invoice amount, agreed due date and the applicable rate used by the tool.

No. Eligibility depends on the circumstances. Consumer debts, disputes, contractual late-payment remedies and other factors can affect whether the statutory regime applies.

The paid Recovery Pack includes calculation-driven staged email templates, personalised guidance, an evidence checklist, permanent secure access and a downloadable Recovery Record.

The Recovery Pack is currently a £1.99 one-time digital purchase. There is no subscription or recurring charge.

Yes. A paid pack has a secure signed access link. Keep that link private and save it somewhere safe because anyone who obtains a valid link may be able to open the associated pack.

LatePay Kit has a refund and cancellation policy covering issues such as duplicate charges, failed access and applicable statutory rights. Payment receipts are processed through Stripe.

No. LatePay Kit prepares information and templates for you to review and use. It does not send messages, contact customers or collect debts on your behalf.

For the full policy covering digital Recovery Pack purchases, duplicate charges, access problems and applicable cancellation rights, read our refund policy.

Start with the free eligibility check and calculator. You can review the result before deciding whether a Recovery Pack is useful for your situation.